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 Owning a home on Lake Michigan or any lakefront property brings cool breezes, relaxing nights, and spectacular views.  However, lakefront properties and their accessories also pose potential injury or death situations which are not present for conventional dry land properties. These properties carry water risks such as drowning, diving into shallow water from a dock or swimming raft and similar situations. Boat propellers, high speed boating, water skiing, personal watercraft, water trampolines and other water ‘toys’ all increase the risk of injury or even death.

 Most people that own waterfront homes are underinsured when it comes to liability insurance. A standard homeowners limit of $100,000 or $300,000 would probably be inadequate for a lake home

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Whether you are looking for a luxury Lake Michigan home as a vacation getaway for a full-time residence, you will not be disappointed in the options that you find along the shores of the lake. There are plenty of people just like you who have wanted to find a beautiful luxury home in this area to own, so the market responded and many great homes popped up all along the coastline.

So what is there to like about living in a luxury Lake Michigan home? Plenty. Consider the following attractions to this kind of living, whether on a full-time or part-time basis.

  • Beautiful locale. Most of the true luxury homes you find along the lake are located in some of the finest spots near the shore. That means not only do you get to enjoy a luxury home that is
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1. Holland-Grand Haven, Mich.
> Physical Health Index: 80.9
> Obesity rate: 23.4% (44th lowest)
> Blood pressure: 23.9% (17th lowest)
> Poverty rate: 11.3% (37th lowest)

Holland area residents exercised less than the majority of Americans. They were also less likely to eat healthy all day compared to most Americans. Despite unhealthy habits, however, Holland metro area residents were the nation’s healthiest. Nearly nine in 10 survey participants said they had enough energy to get things done the day before, better than in all but a handful of metro areas. Also, proportionally fewer respondents suffered from chronic pain than respondents nationwide did. Just 24% reported recurring neck or back pain, compared with more than 30% nationally. And less than one

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It is an exciting opportunity to purchase Lake Michigan real estate and provide your family with a place to go relax and enjoy the beautiful setting that is the Western Michigan coast. However, if you just purchase a home or cottage and don’t make any changes to it, you might just feel like you are renting from someone else. In order for your vacation property on Lake Michigan to really feel like a second home, you will want to add some personal touches that represent you and your personality.

One great way to make a property feel more like your own is with a minor renovation of a kitchen or bath. The kitchen and bathroom are two of the most used portions of the property, so redesigning them to exactly your tastes is a great way to make it feel like

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 Purchasing waterfront property is a dream come true for most people but it also comes with its share of risks.  One of the risks of living on a lake, river, or other water source is the exposure to potential floods. Rising water tables, wind-driven waves, worsening weather patterns and spring thaws all contribute to a growing increase in the need for flood insurance.   A standard homeowners policy excludes any coverage for a loss resulting from a flood.  A water and sewer backup endorsement may be purchased and will provide some coverage in the event that your sump pump fails or can’t keep up but if any ground water enters the residence from another source, there will be no coverage.

 Flood insurance can be purchased both through the private market

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For sport fishermen, Lake Michigan is one of the most attractive spots in the country to get a line wet and see what they can catch. As one of the largest lakes in the world, Lake Michigan is home to a wide variety of species and can be receptive to many different types of fishing. For the uninitiated, taking on the vast waters of this Great Lake can be quite intimidating. However, once some local knowledge is gained, there certainly are fish to be found.

Among the popular species of fish that are targeted by anglers in Lake Michigan include trout, salmon, walleye, smallmouth bass, and more. Each of these species has specific rules and regulations attached to it, so be sure to consult the laws that apply to the area that you wish to fish. Four

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Sue Thoms | sthoms1@mlive.comBy Sue Thoms | sthoms1@mlive.com  Follow on Twitter 
on April 08, 2014 at 2:58 PM   Holland SP ice 19.JPGVisitors make their way toward frozen Lake Michigan at Holland State Park in the evening of Sunday, February 23, 2014. Holland-Grand Haven was ranked highest for physical health in Gallup Healthways 2013 State of American Well-Being.Chris Clark | MLive.com 

The Holland-Grand Haven area fares well in a national report on Americans' health and happiness - ranking No. 1 for physical health and access to basic necessities.

The rankings are included in the Gallup Healthways 2013 State of American Well-Being report.

Overall, Holland-Grand Haven ranked 26 of 189 metropolitan statistical areas. That’s an improvement over last

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One of my favorite companies in the area is Sligh Closet & Glass.  This Holland based company offers some of the best closet organizing systems & bathroom upgrades in the entire state, and their work is often found in the top parade homes in West Michigan.  For Free consultations contact Jordan Sligh #616-403-9220.

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Lake Allegan offers outstanding real estate in Allegan Michigan.  Home prices on the lake can be $1,000,000+ but a benefit of Lake Allegan Homes For Sale is that they can be as low as $150,000.  Lake Allegan is an all sports lake and a popular destination for West Michigan residents looking for a vacation home, which is why I have created a community page specifically for Lake Allegan.  Click on the Lake Allegan Homes For Sale link above and find your home today!
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