Owning a home on Lake Michigan or any lakefront property brings cool breezes, relaxing nights, and spectacular views.  However, lakefront properties and their accessories also pose potential injury or death situations which are not present for conventional dry land properties. These properties carry water risks such as drowning, diving into shallow water from a dock or swimming raft and similar situations. Boat propellers, high speed boating, water skiing, personal watercraft, water trampolines and other water ‘toys’ all increase the risk of injury or even death.

 Most people that own waterfront homes are underinsured when it comes to liability insurance. A standard homeowners limit of $100,000 or $300,000 would probably be inadequate for a lake home…

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1. Holland-Grand Haven, Mich.
> Physical Health Index: 80.9
> Obesity rate: 23.4% (44th lowest)
> Blood pressure: 23.9% (17th lowest)
> Poverty rate: 11.3% (37th lowest)

Holland area residents exercised less than the majority of Americans. They were also less likely to eat healthy all day compared to most Americans. Despite unhealthy habits, however, Holland metro area residents were the nation’s healthiest. Nearly nine in 10 survey participants said they had enough energy to get things done the day before, better than in all but a handful of metro areas. Also, proportionally fewer respondents suffered from chronic pain than respondents nationwide did. Just 24% reported recurring neck or back pain, compared with more than 30% nationally. And less than one…

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